Dekwaneh Main Road- AMANA BLDG
Dekwaneh Main Road- AMANA BLDG
General Overview
Motor insurance provides coverage for damages and injuries resulting from accidents on the road. This includes liability coverage for material damages to other vehicles or property, as well as bodily injury liability coverage for medical expenses and accidental death resulting from injuries to others. This motor insurance also provides you with an all-risk policy to cover your own material vehicle damages including theft, fire, explosion, natural perils and other benefits.
The third-party liability insurance, often referred to as liability insurance, is a type of insurance coverage that protects the insured party from liabilities arising from accidents and damages caused to other vehicles, buildings or other types of belonging to third parties. The insurance helps cover the costs of repairs or replacement of the material damages up to a certain limit.
This insurance is extended to cover a part of bodily injuries that is not covered under the compulsory bodily injury to include the driver and four family members medical expenses and accidental death up to a certain limit. The towing and emergency roadside assistance is covered 24h a day and 7 days per week in the event of an accident of the vehicle’s mechanical derangements.
Motor Bodily Injury insurance covers the bodily injuries caused to third parties up to USD 400,000 as per the Lebanese law.
This aspect of third-party liability insurance protects you from financial obligations if you are found legally responsible for causing bodily injuries to another person as a result of a car accident. It covers medical expenses, and other costs associated with injuries sustained by the third party due to your actions.
Motor all-risk insurance covers a comprehensive wide range of risks associated with owning a vehicle. One of the primary features of Motor All-Risk Insurance is coverage for damages to the insured vehicle itself, often referred to as "Own Damage" coverage. The policy benefits the insured vehicle if it is involved in an accident or sustains damage due to other covered perils, the insurance company will pay for the repair or replacement costs.
The coverage protects you from various risks, including theft, fire, natural perils, and other accidental damages. It also compensates for the vehicle registration fees and offers the client a replacement car in case of an accident.
Total Loss insurance is a policy that provides financial compensation to the policyholder if their insured vehicle, is deemed a total loss when its estimated repair expenses exceed 65% of the vehicle's value. The client can replace the damaged car with a new equivalent one.
Benefits | Third-Party Liability Bodily Injuries | Third-Party Liability Material Damages | Total Loss | All Risks |
---|---|---|---|---|
Bodily injuries to third parties as per the compulsory law | ||||
Material damages to third parties up to a certain limit | ||||
Own damage | ||||
Fire | ||||
Theft | ||||
Hold up | ||||
Family members medical expenses and death | ||||
Fire and explosion to third parties up to the third-party material damage limit | ||||
Registration fees | ||||
Road assistance | ||||
Agency repair | ||||
No depreciation | ||||
Natural perils (storm, tempest, flood and hail) | ||||
Replacement car | ||||
Additional bodily injury coverage for passengers including the driver and 4 family members. | ||||
Strikes, Riot and Civil Commotion for car value ≥ $ 50,000 | ||||
Scratching & Denting for car value ≥ $ 50,000 |