General Overview

Pleasure Boats and Yachts

Pleasure Boat Insurance policy offers comprehensive coverage for boat owners, ensuring that you can enjoy your time on the water with peace of mind. Whether you own a yacht, sailboat, motorboat, or any other type of pleasure craft, our policy provides protection against a wide range of risks and potential liabilities. This policy includes coverage for expenses arising from loss or damage caused by your boat to other vessels at sea. In addition to financial protection against maritime accidents, ensuring peace of mind while you enjoy your time on the water.

Scope of Coverage

Physical Damage: Covers repair or replacement costs for your boat in the event of accidental damage, including collisions, grounding, sinking, fire, theft, vandalism, and severe weather conditions.

Liability Coverage: Protects you against legal liabilities arising from bodily injury or property damage to third parties caused by your boat. This includes coverage for medical expenses, legal defense costs, and settlement fees.

Personal Effects: Provides coverage for personal belongings on board, such as fishing gear, water sports equipment, and other personal items, in case they are lost, stolen, or damaged.

Emergency Assistance: Includes coverage for towing and emergency assistance services in case your boat becomes disabled on the water.

Uninsured Boaters: Offers protection in case you are involved in an accident with an uninsured or underinsured boater, covering your medical expenses and property damage.

Advantages

Tailored Policies

Tailored Policies

Experienced Support

Experienced Support

Competitive Rates

Competitive Rates

Benefits

  • Financial Protection: Ensures that you are financially protected against unexpected repair or replacement costs, legal liabilities, and other expenses resulting from accidents or damage to your boat.
  • Peace of Mind: Allows you to enjoy your boating experience without worrying about potential risks or financial losses, knowing that you are adequately covered.
  • Comprehensive Coverage: Provides a wide range of coverage options tailored to meet the specific needs of pleasure boat owners, ensuring that all aspects of your boating activities are protected.
  • Support Services: Access to emergency assistance and towing services, ensuring that help is available when you need it most.

Amana Insurance