General Overview

Medical Insurance

Medical insurance plays a critical role in helping individuals and families access quality healthcare and protect themselves from the financial burden of medical expenses. This policy pays for medical and surgical expenses incurred by the insured individual. It provides financial protection against the cost of medical treatments, hospitalization, emergency, lab tests, and other healthcare services. All clients benefit from 24/7 support from our valued partners NEXTCARE party administrators who ensure a smooth operation with their innovative online platforms and solutions.

Scope of Coverage

we understand the importance of quality healthcare coverage in safeguarding your well-being and providing peace of mind for you and your loved ones. Our comprehensive medical insurance plans are designed to offer protection against the rising costs of healthcare, ensuring that you have access to the care you need, when you need it.

With our medical insurance coverage, you can enjoy benefits such as:

  • Coverage for hospitalization expenses, including room and board for Class A, B, and K, surgical procedures, and intensive care.
  • Outpatient benefits for consultations, diagnostic tests, and treatments.
  • Additional coverage includes maternity, physical therapy, and more.

AMANA Insurance's healthcare policy aims to provide flexible and affordable medical insurance options that meet your unique needs and budget. Whether you're an individual looking for coverage for yourself and your family or an employer seeking group health insurance for your employees, we have solutions tailored to your specific requirements.

  • General Network

    Experience peace of mind and unparalleled protection with our comprehensive full-network hospital coverage plan. Designed to meet your utmost needs, our plan offers exceptional benefits including:

    Inpatient Care: Receive top-notch medical care and attention during hospital stays, with coverage for room and board, medical procedures, and treatments.

    Emergency Treatments: Rest assured knowing that emergency medical treatments are covered, whether you are staying at home or traveling abroad. From urgent care to life-saving interventions, we've got you covered.

    Ambulatory Services: Access outpatient services such as consultations, diagnostic tests, and minor procedures with ease. Our plan ensures you receive the necessary care to maintain your health and well-being.

    Direct Billing Worldwide: As a valued member, you benefit from direct billing worldwide in case of an accident or sudden medical emergency during your travels. Enjoy seamless access to medical care without the hassle of upfront payments, subject to your general terms & conditions.

    With our full-network coverage plan, you can enjoy the peace of mind from knowing you're protected wherever life takes you. Experience the difference of being a first-class member with comprehensive insurance coverage tailored to your needs. This network covers all hospitals and all laboratories in Lebanon.

  • Limited Network

    Introducing the tailored solution for essential medical coverage at reduced costs. Designed to meet your basic healthcare needs, this plan offers comprehensive benefits from a select network of qualified service providers.

    Key features of limited Network Essential include:

    Cost-Effective Coverage: Enjoy essential medical coverage with affordable premiums tailored to suit your budget.

    Limited Network: Benefit from services provided by a carefully curated network of qualified healthcare providers. While this network of hospitals is limited, you will receive quality care from trusted professionals.

    Inpatient Hospitalization Coverage: Receive coverage for essential inpatient hospitalization needs. This plan covers you when you need it most from room and board to medical procedures.

    The Limited network excludes coverage from the following network entities: AUBMC , CMC, and BMC . However, our plan ensures you have access to a wide range of other reputable service providers within our network. This network helps you enjoy peace of mind knowing that your basic medical needs are covered without compromising quality. Experience reliable coverage at reduced costs and take control of your healthcare journey today.


Full Network of Hospitals and wide selection of Polyclinics/Clinics across the country

Full Network of Hospitals and wide selection of Polyclinics/Clinics across the country

Packages available for families and individuals

Packages available for families and individuals

Free travel insurance policy and emergency assistance cases (specific to 1st and 2nd class)

Free travel insurance policy and emergency assistance cases (specific to 1st and 2nd class)


BenefitsAmana Insurance Medical Plan
In patient cover
Workmen compensation medical expenses
Internal prosthesis
Maternity coverage
New born child
Clinical surgeries
Nursing at home
Parental accommodation
Organ transplantation
Breast reconstructive surgery
Sleep disorders & polysomnography
Hemodialysis (first sessions during first admission)
Chronic diseases (cancer, diabetes, cardiac, ..)
Epidemic / pandemic diseases
Outpatient covers
Diagnostic tests
Pet scan
Morphological ultrasound, for a covered delivery
Double, triple, or quadruple tests, for a covered delivery
Amniocentesis for a covered delivery
Amana Insurance